MerchantRisk - Seller risk health

{
  "object": "merchant_risk_health",
  "window": "rolling30d",
  "periodStart": "2026-03-13T00:00:00.000Z",
  "periodEnd": "2026-04-12T00:00:00.000Z",
  "tier": "ok",
  "chargebackRatio": 0.008,
  "chargebackCount": 2,
  "disputeRatio": 0.012,
  "refundRatio": 0.025,
  "thresholds": {
    "chargebackWarnRatio": 0.009,
    "chargebackExcessiveRatio": 0.018,
    "mastercardEcmRatio": 0.015,
    "disputeWarnRatio": 0.009,
    "refundWatchRatio": 0.15
  },
  "lastEvaluatedAt": "2026-04-12T17:56:33.000Z"
}

{
  "error": {
    "status": "Bad Request",
    "statusCode": 400,
    "category": "validation",
    "message": "Validation errors occurred",
    "details": "One or more parameters are invalid or out of range. Please check the parameters and try again.",
    "params": [
      {
        "payment[currency]": "currency must be one of [BRL]"
      },
      {
        "amount": "amount is required"
      }
    ],
    "code": "invalidParameters",
    "resource": "client"
  }
}

{
  "error": {
    "status": "Unauthorized",
    "statusCode": 401,
    "category": "authentication",
    "message": "Unauthorized",
    "details": "Authentication failed. The provided API key is invalid or does not have permission to operate.",
    "code": "unauthorized"
  }
}

{
  "error": {
    "status": "Forbidden",
    "statusCode": 403,
    "category": "authorization",
    "message": "Forbidden",
    "details": "Access denied. This may be due to IP blocks, domain restrictions, or insufficient permissions.",
    "code": "forbidden"
  }
}

{
  "error": {
    "status": "Not Found",
    "statusCode": 404,
    "category": "client",
    "message": "Not Found",
    "details": "The requested resource was not found on the server.",
    "code": "notFound"
  }
}

{
  "error": {
    "status": "Unprocessable Entity",
    "statusCode": 422,
    "category": "validation",
    "message": "Unprocessable Entity",
    "details": "The request was understood, but contains invalid data that could not be processed.",
    "code": "unprocessableEntity"
  }
}

{
  "error": {
    "status": "Too Many Requests",
    "statusCode": 429,
    "category": "rate_limit",
    "message": "Too Many Requests",
    "details": "The number of requests exceeded the limit allowed for the IP or user.",
    "retryAfterMinutes": 60,
    "code": "tooManyRequests"
  }
}

{
  "error": {
    "status": "Internal Server Error",
    "statusCode": 500,
    "category": "server",
    "message": "Server error.",
    "details": "An internal server error occurred. Please try again later.",
    "code": "serverError",
    "resource": "server"
  }
}